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Term Deposits

A term deposit is an investment where the interest rate is guaranteed not to change for the nominated term, so you'll know exactly what your investment's worth. It is important to choose the term to fit with your other investment plans as the term of the deposit is fixed. Generally with a term deposit there is a minimum amount required to be deposited and interest rates will vary depending on the term and amount invested. With the current interest rate outlook in Australia (interest rates expected to start an award cycle) term deposit interest rates are higher the longer the time period you plan to lock in the investment.

Term deposits should be viewed as an investment decision and as with any investment decision careful thought and consideration needs to be taken prior to making such a decision. TermDeposits.asia does not make any recommendations and the information on the site does not constitute advice. What we aim to do is to display interest rates on a range of term deposit products so that users can see some offers in the market.

Featured Term Deposits

Term Deposit News

Savers told to keep rate rises in mind

Savers contemplating locking their money in a term deposit should first consider that interest rates are likely to rise over the next year, a financial analyst says.
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Savers win as bank shareholders suffer

Savers can collect effective returns of up to 7.0 per cent per year by putting their money into term deposits. RaboBank is currently offering five year term deposits of seven per cent per year
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